The Importance of Avoiding Roofing Companies that Eat Deductibles: Protecting Your Finances and Property

When it comes to roofing repairs or replacements, homeowners often face the dilemma of finding the most affordable option....

When it comes to roofing repairs or replacements, homeowners often face the dilemma of finding the most affordable option. However, it is crucial to be cautious when selecting a roofing company that offers to eat deductibles. By choosing Fat Matt Roofing, you’ll avoid many risks and headaches associated with other companies that eat deductibles. 

Why it’s important to avoid companies that eat deductibles:

1. It’s a Violation of Insurance Policies

Roofing companies that offer to eat deductibles are often engaging in unethical practices that violate insurance policies. Insurance policies typically require homeowners to pay a deductible as their share of the repair or replacement costs. When a roofing company claims to eat deductibles, they are essentially manipulating the insurance process, which can lead to potential legal issues and even insurance fraud. 

2. They May Use Shoddy Workmanship and Materials

Companies that eat deductibles often do so by cutting corners and compromising on the quality of workmanship and materials. They may use substandard materials or rush through the roofing process to minimize costs. As a result, you may end up with a poorly installed or repaired roof that is prone to leaks, damage, and a shortened lifespan. In the long run, this can lead to costly repairs and even the need for a complete roof replacement.

3. They Lack Warranty and Support

Reputable roofing companies provide warranties on their workmanship and materials to ensure customer satisfaction and peace of mind. However, companies that eat deductibles may not offer any warranty or support for their services. This means that if any issues arise with your roof after the project is completed, you will be left to deal with the expenses and repairs on your own.

4. They Prose Increased Financial Risks

By opting for a roofing company that eats deductibles, you may be exposing yourself to increased financial risks. Insurance companies may deny claims or reduce coverage if they discover that a deductible was waived or manipulated. This can leave you responsible for the full cost of repairs or replacements, putting a significant strain on your finances. Additionally, any legal consequences that arise from participating in insurance fraud can have severe financial and legal implications.

Choosing a roofing company that offers to eat deductibles may seem like a cost-saving measure, but it comes with significant risks and potential consequences. Violating insurance policies, compromised workmanship and materials, lack of warranties and support, and increased financial risks are just a few of the potential pitfalls associated with this practice. To protect your finances and property, it is crucial to select a reputable roofing company that follows ethical practices, provides high-quality workmanship and materials, and offers warranties and reliable customer support. Remember, investing in a reputable roofing company will ensure the longevity, safety, and value of your home in the long run.

Image credit: iStock.


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